How It Works

How Xp.finance Works

Xp.Finance enables secure lending and borrowing:

• Deposit & Earn: Users deposit XRP and other approved crypto assets into liquidity pools, earning transparent and verifiable interest.

• Borrow & Secure: Borrowers access liquidity through overcollateralized loans backed securely by deposited assets.

• Tokenized Deposits: Depositors receive XPFcoins, representing their share of deposited assets, allowing redemption or transfer anytime.